From invoice to card in minutes
Skip bank visits, wire delays, and rate surprises. Get set up in four clear steps.
Open your account and verify your identity
Sign up by email, share basic identity details, and complete a standard KYC check. It usually takes under five minutes. Applicants from the US and over 30 countries are supported.
Add a receiving account or payment link
Link a local account for ACH or SEPA compatible deposits, or send clients your MoneyPigeon payment link. Your bank details stay private.
Get your MoneyPigeon card
Your virtual card is available right after approval. Your physical card ships within a few business days. Both use one multi currency wallet, so you can spend before it arrives.
Receive payments and spend anywhere
Payments convert at the real mid market rate and reach your card wallet in minutes on most corridors. Spend wherever your card works, using any enabled currency.
Works with how freelancers get paid
MoneyPigeon supports the payment methods your clients already use. They do not need to change their process.
Wire Transfer
Receive USD, EUR, GBP, and other major currencies by wire from clients anywhere.
ACH Transfer
US clients can pay by ACH with your MoneyPigeon routing and account details.
Payment Link
Add a MoneyPigeon payment link to your invoice. Clients can pay without your bank details.
SEPA Transfer
European clients can send EUR by SEPA straight to your MoneyPigeon EUR wallet.
Transfer flow questions
Most applicants finish identity verification within a few minutes during sign up. Some applications need extra document review, which may take up to 24 hours. You will get an email either way.
You can receive USD, EUR, GBP, and other major currencies. The amount converts to your wallet at the real mid market rate and usually settles within minutes on supported corridors.
Limits depend on your plan. Free Card includes a monthly limit for occasional cross border transfers. Nomad and Global offer higher or unlimited thresholds. See our Pricing page for details.
No. Clients can pay by bank transfer, wire, ACH, or SEPA. Share your MoneyPigeon receiving details as you would any bank account. They do not need an account with us.
Start free today
Your virtual card is ready in minutes. No credit card needed to sign up.